Residents and Fellows
Attending Physicians
Nurses & APPs
Young Professionals
Women
Case Studies & Sample Plans
Physicians
Make the Most of Your Resident Income - Four Practical Tips
Maximizing your finances during residency is tough but not impossible. These four practical steps help you take control, build stability, and set a strong foundation for your financial future.
Why Roth IRAs May Be a Clear-Cut Choice for Residents
A Roth IRA could be one of the smartest financial moves you make in residency. Learn why your current tax bracket makes this a rare opportunity for tax-free growth.
Final-Year Residents - Your Financial Transition Checklist
Your final year of residency is a turning point. This checklist covers everything from compensation and loan repayment to budgeting and benefits, helping you transition to attending with confidence.
When Does Working with a Financial Planner Make Sense?
Not sure if you need a financial planner? This guide breaks down when working with a planner makes the most sense and when you might be fine handling finances on your own.
Disability Insurance: What Every Resident Needs to Know
Your income is your greatest asset—protecting it is essential. This guide explains the key features of disability insurance and why securing a policy during residency is the smartest move.
No-Fee Personalized Financial Guidance for Residents & Fellows
As a resident or fellow, you're balancing intense training with big financial decisions—but you don’t have to navigate it alone. Our no-fee personalized financial guidance is designed to help you get access to valuable guidance and establish a solid foundation.
Why a 401(k) Isn’t Enough for Physicians
A 401(k) is a great start, but for high-earning physicians, it’s rarely enough to secure the retirement you want. Discover why contribution limits can hold you back and explore additional savings strategies to build a comprehensive retirement plan.
Why Early Career Should Consider Umbrella Insurance
Umbrella insurance provides an extra layer of protection beyond your home and auto policies, shielding your future earnings and assets from costly lawsuits. Learn why this affordable coverage is essential for physicians and how it can safeguard your financial future.
Building Flexibility into Your Student Loan Repayment Plan
Locking into a short-term student loan repayment plan may seem like the best way to eliminate debt quickly, but it can limit your financial flexibility. Learn how structuring your repayment with a longer-term loan while making aggressive payments can help you stay in control of your cash flow and financial future.
Total Asset Allocation for Physicians: A Strategic Approach to Wealth Building and Retirement Readiness
Investing is about building wealth strategically while minimizing taxes and ensuring financial flexibility for retirement. Total asset allocation goes beyond traditional portfolio balancing to optimize where assets are held, helping high-income earners like physicians reduce tax burdens, maximize long-term growth, and create a sustainable retirement plan.
Nurses and APPs
Navigating the Financial Transition for Advanced Practice Providers
Stepping into your career as an Advanced Practice Provider (APP) brings both opportunities and financial challenges. From managing student loans to building wealth and avoiding lifestyle creep, this guide covers the essential financial strategies every APP needs to know. Learn how to make the most of your income, balance your financial goals, and secure your future with confidence.
The Goldfish Effect: Managing Lifestyle Creep as Your APP Salary Grows
As your income grows, so do the temptations to spend more. The Goldfish Effect explains how lifestyle creep can quietly consume your paycheck—unless you take control. Learn how to enjoy your earnings without letting expenses take over and build a financial strategy that balances today’s enjoyment with long-term security.
How APPs Can Take Control of Their Student Loans Without Sacrificing Financial Growth
Student loan debt is one of the biggest financial burdens APPs face—but with the right strategy, it doesn’t have to hold you back. Whether you’re considering PSLF, refinancing, or aggressive repayment, this guide breaks down your options so you can pay off debt efficiently while still building wealth.
How APPs Can Catch Up on Wealth Building
APPs often start their careers later than other professionals, meaning they have fewer years to build wealth before retirement. But a late start doesn’t mean falling behind. Learn how to fast-track your savings, optimize investments, and take advantage of your high-earning years to build lasting financial security.
Why Financial Planning Isn’t Taught in Training (And What to Do About It)
Your APP education trained you to provide expert patient care—but it likely skipped personal financial management. Without a financial plan, it’s easy to fall into common traps like delayed investing, poor loan repayment choices, and missing out on employer benefits. This article explores why financial planning isn’t part of APP training and how you can take control of your financial future.
Understanding the Role of Disability and Life Insurance for Advanced Practice Providers
Your ability to earn an income is your most valuable asset. This article explains how disability and life insurance work together to protect that asset, outlining what APPs need to know about own-occupation coverage, group benefits, and choosing the right amount and type of life insurance to build a secure financial foundation.
Young Professionals
Roth IRAs & Roth 401(k)s: What Every Young Professional Should Know
Curious about the Roth option in your 401(k)? Wondering if a Roth IRA makes sense for you? This article breaks down the key differences between Roth and pre-tax accounts—and explains why starting early can set you up for decades of tax-free growth.
Is Your Financial Plan Rowing in the Right Direction?
Financial planning requires coordination, balance, and a clear direction. Are you moving efficiently toward your goals, or are you drifting off course? This article explores the parallels between rowing and financial planning, helping you assess whether your financial strategy is aligned with your long-term vision. Learn how to adjust your approach, stay on track, and ensure your financial momentum is working in your favor.
The First 5 Financial Moves Every Young Professional Should Make
Starting your career comes with exciting opportunities—and critical financial decisions. In this guide, we outline the five essential financial moves every young professional should make to set themselves up for long-term success. From building an emergency fund to maximizing workplace benefits, these foundational steps will help you gain control over your finances and create a strategy for wealth-building from day one.
The Cost of Delayed Savings: Why Your Future Self Will Thank You for Starting Now
When it comes to saving and investing, time is your most powerful ally. But delaying can come at a steep cost. This article explores how small savings contributions early in your career can lead to major financial advantages later in life. Using real-world scenarios, we break down the impact of compounding, opportunity cost, and strategies to make saving a habit—so you can secure your future without playing catch-up later.
Take Inventory: Retirement Tips for Young Professionals
Set yourself up for future success! Learn key retirement tips for young professionals, from saving early to making smart investment choices and maximizing employer benefits.
Tax Strategy Matters
Smart tax planning can boost your wealth! Learn key tax strategies for young professionals to maximize deductions, optimize investments, and keep more of what you earn.
Be Intentional: Tips for Young Professionals
Success in personal finance isn’t about luck—it’s about intention. In this article, we share practical strategies for young professionals to take control of their money with purpose. From setting clear financial goals to making mindful spending decisions, these tips will help you build a strong foundation for long-term financial well-being. Take charge of your financial future with a plan that aligns with what matters most to you.
Charitable Giving & Taxes: What You Need to Know in Light of the New OBBB Act
Learn how the new OBBB Act impacts charitable deductions—and explore smart giving strategies like Donor-Advised Funds and Qualified Charitable Distributions to make your generosity go even further.
Your Teen’s First Job: Tax Tips and a Smart Roth IRA Strategy for Parents
Help your teen make the most of their first job with key tax insights and a powerful Roth IRA strategy that can jumpstart their financial future.
Women
How Can I Start Building Wealth as a Single Woman
Take control of your financial future! Learn smart strategies for building wealth as a single woman, from saving and investing to career growth and financial independence.
What Should I Be Doing in My 30s to Prepare for Retirement
Your 30s are key for retirement planning! Learn how to maximize savings, invest wisely, and build financial security for the future while balancing life’s other priorities.
How Do I Make a Budget That Actually Works for Me
Create a budget that fits your life! Learn how to align your spending with your goals, build financial confidence, and make a plan that’s realistic, flexible, and truly works for you.
A Quarterly Financial Checklist Empowering Women to Take Control Year-Round
Taking control of your finances isn’t a one-time task—it’s an ongoing process. This Quarterly Financial Checklist is designed to help women stay empowered year-round, with actionable steps to review investments, savings, spending, and financial goals each season. Build confidence, take charge of your wealth, and make financial decisions that support your future.
Tax Tips for Women Smart Year-End Moves to Save Money
As the year comes to a close, it’s the perfect time to make smart tax moves that can save you money and strengthen your financial future. From maximizing deductions to leveraging tax-advantaged accounts, these year-end tax tips for women will help you take control of your finances and minimize your tax burden.
How Can I Financially Prepare for Starting a Family
Starting a family? Learn key financial steps to prepare, from budgeting for medical costs to planning parental leave and securing your future. Practical tips for women navigating this life change!