FINANCIAL PLANNING FOR

Physicians

Navigating Your Financial Journey as a Physician

At Aether Financial Group, we understand that physicians face a unique financial landscape—one that evolves significantly at each stage of their careers.
Whether you're a resident managing student loans, an early career physician building wealth, or a mid-career professional preparing for retirement, our tailored financial strategies are designed to help you navigate the complexities of your profession and build a secure financial future.

Residents and Fellows

Early Career Physicians

Established Physicians

Residents and Fellows

Make the Most of Your Resident Income - Four Practical Tips

Maximizing your finances during residency is tough but not impossible. These four practical steps help you take control, build stability, and set a strong foundation for your financial future.


No-Fee Personalized Financial Guidance for Residents & Fellows

As a resident or fellow, you're balancing intense training with big financial decisions—but you don’t have to navigate it alone. Our no-fee personalized financial guidance is designed to help you understand your options, optimize student loan repayment, and start building a strong financial foundation without pressure or commitment.


Early Career Physicians

The Financial Planning Pyramid: A Strategic Approach to Wealth & Well-Being

Navigating your finances requires a structured, intentional approach. While everyone’s situation is unique, this framework outlines the four key layers of financial planning—helping you build a strong foundation, achieve career and lifestyle goals, and create a lasting financial legacy


Building Flexibility into Your Student Loan Repayment Plan

ocking into a short-term student loan repayment plan may seem like the best way to eliminate debt quickly, but it can limit your financial flexibility. Learn how structuring your repayment with a longer-term loan while making aggressive payments can help you stay in control of your cash flow and financial future.


Established Physicians

Why a 401(k) Isn’t Enough for Physicians

A 401(k) is a great start, but for high-earning physicians, it’s rarely enough to secure the retirement you want. Discover why contribution limits can hold you back and explore additional savings strategies to build a comprehensive retirement plan.


Total Asset Allocation for Physicians: A Strategic Approach to Wealth Building and Retirement Readiness

Investing is about building wealth strategically while minimizing taxes and ensuring financial flexibility for retirement. Total asset allocation goes beyond traditional portfolio balancing to optimize where assets are held, helping high-income earners like physicians reduce tax burdens, maximize long-term growth, and create a sustainable retirement plan.